Borrowing with Zagga
We’re different to other lenders. Using our unique algorithm, our marketplace enables creditworthy borrowers to be seamlessly matched with committed investors, ready to fund your approved loans.
Our flexible lending criteria coupled with larger loan sizes, means we can help more borrowers. Fast.
As long as we can register a first mortgage over real property, we can lend for a wide range of loan purposes and terms.
As banks tighten the screws on credit, what options are available for quality borrowers wishing to explore alternatives to traditional financing avenues?
Download the full discussion paper to understand how marketplace lending can be a viable alternative.
Simple, fast, secured investing at your fingertips
Straightforward, online process
- Borrowing is simple. Simply register with us as a borrower, then follow the process to apply for a loan
- We can lend for a variety of legitimate loan purposes and loan terms
- We can offer loan sizes from $500,000 to $10 million or more
- We don’t pigeonhole borrowers; we understand each situation is unique and will take the time to understand your needs and provide you with appropriate options
- We take a registered mortgage over acceptable real property - residential, commercial or land - as security against the loan. In some circumstances, additional security may also be required
- Although there may be multiple investors funding your loan, you only have to make your regular repayments to one entity and we will take care of the rest
We value your time
- If your loan application is fully approved, contracts signed and all settlement conditions satisfied, we can fund your loan within three business days - no waiting around on the marketplace for the right funder to come along
- Everything is done online
- We can automatically match your loan requirements to our database of committed, registered investors
Your personal information is never disclosed
- We take your privacy very seriously; only relevant loan information is shared with matched investors and, unless you give us specific permission, we will never disclose your personal details.
- We handle all your personal information in accordance with our privacy policy and with utmost care.
- All data and communication sent from us is protected by full encryption.
We’ve created a list of answers to the most commonly-asked questions. Head on over and check it out.
Our friendly staff are happy to assist 9am-5pm Monday to Friday. If we’re not available, try our chatbot or please send us an email.